(646) 799-4356Welcome To Our Website
Helping You Get
the Most From Your
the Most From Your
Medicare Benefits
Turning 65? Already on Medicare Part A & B? We help seniors and veterans understand their options clearly and With Honesty.
Turning 65? Already on Medicare Part A & B? We help seniors and veterans understand their options clearly and With Honesty.
About Us
Dedicated to Serving Seniors with Clarity
Medicare can be overwhelming. Between the endless paperwork and the confusing acronyms, it’s easy to feel lost.
And at R&P Brokers we take each client to a better understanding of Medicare and how it works. We don't just procure coverage with a healthplan, we build relationships we look forward to a longterm partnership with personalized service.
Robert and Paul Pereira founded this agency with a simple goal: to treat every client like family.
We are experienced agents with knowledge on the Health Industry. Helping the public with dedicated service for over 10 years.
Licensed in over 30 states and working with over 10 HealthCare Carriers like United Health Care, Humana, Cigna, Wellcare, Aetna, Blue Cross Blue Shield, Devoted and many local Carriers, like VNS, Healthfirst and many others.
Our Mission
At R&P Brokers, our mission is to empower retired individuals, disabled veterans, and their families by providing comprehensive, people-focused guidance in navigating through Medicare. We are dedicated to conducting deep dives into the Medicare industry, ensuring that every client receives personalized support and access to the plans that best meet their unique needs. Together, we strive to enhance the quality of life for those we serve, fostering a community, where informed decisions lead to brighter futures.
Our Services
Plans Explained Without the Confusion
We believe every senior deserves a friendly voice, a clear explanation, and a plan that covers what matters most.
Normal
Medicare
Normal Medicare, or Original Medicare, (Part A & B), is a federal fee-for-service program for those 65+ or with disabilities, allowing beneficiaries to use any doctor accepting Medicare nationwide. It covers inpatient hospital stays and medical services, generally paying 80% of approved costs after deductibles
Medigap
Medicare Supplement Insurance, often called Medigap, is private insurance designed to fill "gaps" in Original Medicare (Part A and Part B), such as deductibles, coinsurance, and copayments. It works exclusively with Original Medicare to reduce out-of-pocket expenses and is standardized ino plans labeled by letters (e.g., Plan G, Plan N).
Hospital Indemnity
Hospital indemnity insurance is a type of supplemental policy that pays you a fixed, direct cash benefit if you are hospitalized due to a covered illness or injury. Unlike traditional health insurance, these funds are not paid to doctors and can be used for any purpose, such as deductibles, copays, or daily expenses.
Why Choose Us
Why Choose R&P Brokers
You have options when it comes to insurance, but having a broker who truly advocates for you makes all the difference. We are independent, which means we work for you, not a specific insurance carrier
We help you choose your health insurance with personalized, expert guidance that saves you time and money. Unlike impersonal, one-size-fits-all options, we act as your dedicated advocate, comparing top-tier plans to find the best coverage for your unique needs, providing year-round support, and simplifying complex, ever-changing regulations.
Get clarity on how Medicare works:
- icensed & Experienced
- Personalized Plan Reviews
- No-Cost Consultations
- Serving FL, NY, NJ & TX
- Serving FL, NY, NJ & TX
- Multilingual Support
Why Choose Us
Why Choose R&P Brokers
You have options when it comes to insurance, but having a broker who truly advocates for you makes all the difference. We are independent, which means we work for you, not a specific insurance carrier
We help you choose your health insurance with personalized, expert guidance that saves you time and money. Unlike impersonal, one-size-fits-all options, we act as your dedicated advocate, comparing top-tier plans to find the best coverage for your unique needs, providing year-round support, and simplifying complex, ever-changing regulations.
Get clarity on how Medicare works:
- Licensed & Experienced: Deep knowledge of Medicare regulations in NY, NJ, FL, TX, and GA.
- Personalized Plan Reviews: We don’t believe in 'one size fits all.' We review your doctors and drugs.
Who We Help
Dedicated Care, Whenever You Need It.
We take each client step by step, taking a Deep Dive, on understanding Medicare. Helping each client get the most out of what they deserve, qualify and are entitled to.
We specialize in helping seniors navigate the transition into retirement healthcare. If you are approaching your 65th birthday, the mail you receive can be overwhelming. We stop the confusion. We also specialize in assisting Veterans and those on Permanent Disability to ensure they aren't leaving benefits on the table. If you have Medicare Part A & B, we can help you upgrade your coverage to include the things Original Medicare leaves out.
Knowing the ins and outs of what clients can get and deserve in Medicare. Working with what is offered in their area, they call home. Giving Special attention to each client with their care and detailed needs.
- Turning 65 (T65)
- Seniors with Medicare A & B
- Veterans
- Permanent Disability
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Welcome To Our Website
Get the Medicare
You Deserve
Helping Seniors Understand, Upgrade &
Maximize Medicare
Our Services
Our Medicare Services
Medicare Advantage
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Medigap (Supplement)
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Prescription Plans
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Medicaid Help
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About Us
Helping Seniors Under-stand and Maximize Their Medicare Benefits
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Testimonials
Trusted by Seniors Like You
Allison Hayes
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Allison Hayes
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”
Allison Hayes
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”
Allison Hayes
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.”
How We Help You
Getting Medicare Help is Easy
Check Your Eligibility
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Speak With a Licensed Agent
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Review Your Options
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Enroll & Get Support
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Still Have Questions About Medicare?
Contact Us
We’re Here to Help
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